Source: https://whitepips.com/instant-funding
Summary: Instant funded accounts, no evaluation: Instant Pro and Instant Go on MT5 CFDs, Instant on futures. From $72, splits, loss limits and payouts side by side.
Last updated: 2026-10-28

# Instant funding prop firm accounts

Funded at purchase, with no evaluation: Instant Pro and Instant Go on CFDs, and Instant on futures. Every price and rule below is read from the published plan board.

Pick an instant account [Compare every plan](https://whitepips.com/compare)

- **$72** the lowest instant price, Instant Go $2.5K
- **75%** Instant Pro split, up to 90% as you scale
- **90%** futures Instant split

## The three instant accounts, side by side

The loss limits and payout rules of an instant account are its funded rules from the first trade. The figures depend on account size; the $100K column of each plan is shown, and every size is on the plan's own page.

| At a glance | [Instant Pro](https://whitepips.com/cfds/inst_standard) | [Instant Go](https://whitepips.com/cfds/inst_lite) | [Futures Instant](https://whitepips.com/futures/instant_account) |
| --- | --- | --- | --- |
| Market and platform | CFDs on MetaTrader 5 | CFDs on MetaTrader 5 | CME futures on Volumetrica, dxFeed data |
| Account sizes | $2.5K, $5K, $10K, $25K, $50K, $100K | $2.5K, $5K, $10K, $25K, $50K, $100K | $25K, $50K, $100K, $150K |
| Price | $154 to $3,278 | $72 to $1,635 | $175 to $625 |
| Price at $100K | $3,278 | $1,635 | $450 |
| Profit split | 75%, up to 90% as you scale | 70%, up to 85% as you scale | 90/10 |
| Daily loss at $100K | $3,500 (3.5%) | $3,000 (3%) | $2,500 (Soft) |
| Max loss at $100K | $7,000 (7%) (Static) | $6,000 (6%) (Static) | $4,000 (Intraday trailing) |
| Profitable days | None | 5 days of +0.5% before each payout | 5 days of $250 or more per payout (+0.25% of the starting balance) |
| Payout cycle | First payout after your first trade, then weekly | First payout after your first trade, then bi-weekly | On demand |
| Minimum payout | $1,000 | $1,000 | $500 before the split |
| Leverage or size cap | 1:33 Max | 1:25 Max | 6 Mini \| 60 Micro |

## Pick the account

### Instant Pro

No evaluation. Funded from day one, a 75% split up to 90% as you scale, weekly payouts. Payout cycle: first payout after your first trade, then weekly; no profitable days are needed before a payout.

[Start Instant Pro](https://app.whitepips.com/?line=cfd&plan=inst_standard#checkout) [Every rule at every size](https://whitepips.com/cfds/inst_standard)

### Instant Go

Instant funding for less: a 70% split up to 85% as you scale, bi-weekly payouts. The lower fee of the two CFD instant accounts. Payout cycle: first payout after your first trade, then bi-weekly; 5 days of +0.5% before each payout.

[Start Instant Go](https://app.whitepips.com/?line=cfd&plan=inst_lite#checkout) [Every rule at every size](https://whitepips.com/cfds/inst_lite)

### Instant (futures)

Skip the evaluation. Funded from day one, 90% split. Payouts on demand once the Payout Milestone is reached ($5,000 at $100K); the Maximum Loss Limit is intraday trailing.

[Start Instant](https://app.whitepips.com/?line=futures&plan=instant_account#checkout) [Every rule at every size](https://whitepips.com/futures/instant_account)

## What skipping the evaluation costs

An instant account buys time: you are funded today instead of after a target. It is paid for with a higher fee and tighter limits than the evaluation plans, and a lower split than Edge. On the same $100K:

Edge 1 Step $100K **$646** (an evaluation first) Instant Pro $100K **$3,278** (funded at purchase) Daily loss, Edge funded **4%** (of the starting balance) Daily loss, Instant Pro **3.5%** (of the starting balance)

Prices are the published price of the $100K account; the daily loss is the funded figure on each plan. [Instant funding or an evaluation: what you trade away](https://whitepips.com/blog/instant-funding-or-evaluation)

## Instant funding: questions

**What is instant funding?**

An account that is funded the moment it is bought: there is no evaluation to pass first. At WhitePips that is Instant Pro and Instant Go on CFDs and Instant on futures. You trade it under its funded rules from the first day and request payouts under its payout rules.

**How much does an instant funded account cost?**

Instant Go costs $72 to $1,635, Instant Pro $154 to $3,278 and futures Instant $175 to $625, by account size. It is a one-time fee. The price of every size is on each plan's page and in the table above.

**Is the fee refunded on an instant account?**

No. The fee refund is a Prime feature: on Prime 1 Step and Prime 2 Step the fee comes back once the account is funded and in profit after 30 days. The Refund Policy, section 10, sets it out.

**What are the loss limits on an instant account?**

On a $100K account: Instant Pro $3,500 (3.5%) a day and $7,000 (7%) in all, Instant Go $3,000 (3%) and $6,000 (6%), both static; futures Instant a $2,500 daily loss limit that pauses trading for the day and a $4,000 Maximum Loss Limit (intraday trailing). Every size is on the plan pages.

**When can I request the first payout?**

On Instant Pro and Instant Go: the first payout after your first trade, then weekly on Pro and bi-weekly on Go, with a minimum payout of $1,000. On futures Instant, on demand, once the Payout Milestone is reached: $5,000 of profit before every payout on the $100K account, the first payout included. Every request gets an automatic receipt.

**Can an instant account scale?**

On CFDs, yes: every 90-day scaling cycle met grows the account 30% and lifts its split 5 points, Instant Pro from 75% up to 90% and Instant Go from 70% up to 85%, up to $340K on an Instant account. The four conditions are on the rewards page.

## Read the rules first

[Trading rules, explained](https://whitepips.com/rules) [Compare every plan](https://whitepips.com/compare) [Payout Policy](https://whitepips.com/legal/payout-policy) [CFD questions](https://whitepips.com/faq-cfds) [Futures questions](https://whitepips.com/faq-futures)

## Put the numbers to work

Every plan, size and price, with the rules printed before you buy. Instant accounts are funded at purchase.

[See the plans](https://whitepips.com/#plans) [Trading calculator](https://whitepips.com/calculator)

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WhitePips provides skill-based trading evaluations on simulated accounts; payouts are real money based on simulated performance. Nothing here is financial advice or a promise of profit, passing an evaluation does not guarantee funding, payouts or income, and trading leveraged products carries significant risk. Not offered in the restricted jurisdictions listed at https://whitepips.com/legal/restricted-jurisdictions.