Source: https://whitepips.com/funded-accounts/100k
Summary: Every WhitePips plan offering a $100K funded account: prices from $179, profit targets, daily and maximum loss in dollars, profit splits and payout cycles.
Last updated: 2026-10-28

# $100,000 funded trading account

Every WhitePips plan that offers a $100K account, with the price of each, the profit target, the loss limits in dollars at this size, the profit split and the payout cycle.

- [**Edge 1 Step** $646 (CFDs)](https://whitepips.com/cfds/ch_one_step)
- [**Edge 2 Step** $597 (CFDs)](https://whitepips.com/cfds/ch_two_step)
- [**Instant Pro** $3,278 (CFDs)](https://whitepips.com/cfds/inst_standard)
- [**Instant Go** $1,635 (CFDs)](https://whitepips.com/cfds/inst_lite)
- [**Prime 1 Step** $914 (CFDs)](https://whitepips.com/cfds/pro_one_step)
- [**Prime 2 Step** $744 (CFDs)](https://whitepips.com/cfds/pro_two_step)
- [**One Step** $179 (Futures)](https://whitepips.com/futures/one_step)
- [**Instant** $450 (Futures)](https://whitepips.com/futures/instant_account)

What $100K means in dollars [Compare every plan](https://whitepips.com/compare)

## The $100K account, plan by plan

All figures are the published rules for a $100K account specifically, not a range across sizes. The price is a one-off fee.

CFDs · MetaTrader 5

### Edge 1 Step

One phase: a 10% target, 7.5% max loss, an 80% split, up to 95% as you scale.

**$646** one-off, $100K account

- **Evaluation**: One phase
- **Profit target**: $10,000 (10%)
- **Daily loss**: $4,000 (4%)
- **Max loss**: $7,500 (7.5%)

**80% up to 95%** split First payout on demand once funded, then weekly [Open Edge 1 Step](https://whitepips.com/cfds/ch_one_step)

CFDs · MetaTrader 5

### Edge 2 Step

Two phases: 7.5% then 5%, 9% max loss, an 80% split, up to 95% as you scale.

**$597** one-off, $100K account

- **Evaluation**: Two phases
- **Profit target**: $7,500 (then $5,000) (7.5% then 5%)
- **Daily loss**: $4,500 (4.5%)
- **Max loss**: $9,000 (9%)

**80% up to 95%** split First payout on demand once funded, then weekly [Open Edge 2 Step](https://whitepips.com/cfds/ch_two_step)

CFDs · MetaTrader 5

### Instant Pro

No evaluation. Funded from day one, a 75% split up to 90% as you scale, weekly payouts.

**$3,278** one-off, $100K account

- **Evaluation**: None (funded at purchase)
- **Profit target**: None
- **Daily loss**: $3,500 (3.5%)
- **Max loss**: $7,000 (7%)

**75% up to 90%** split First payout after your first trade, then weekly [Open Instant Pro](https://whitepips.com/cfds/inst_standard)

CFDs · MetaTrader 5

### Instant Go

Instant funding for less: a 70% split up to 85% as you scale, bi-weekly payouts.

**$1,635** one-off, $100K account

- **Evaluation**: None (funded at purchase)
- **Profit target**: None
- **Daily loss**: $3,000 (3%)
- **Max loss**: $6,000 (6%)

**70% up to 85%** split First payout after your first trade, then bi-weekly [Open Instant Go](https://whitepips.com/cfds/inst_lite)

CFDs · MetaTrader 5

### Prime 1 Step

One phase, then a 1% monthly salary and a 100% split after 30 days.

**$914** one-off, $100K account

- **Evaluation**: One phase
- **Profit target**: $10,000 (10%)
- **Daily loss**: $4,000 (4%)
- **Max loss**: $8,000 (8%)

**80% → 100%** split First payout on demand once funded, then weekly [Open Prime 1 Step](https://whitepips.com/cfds/pro_one_step)

CFDs · MetaTrader 5

### Prime 2 Step

Two phases, then a 1% monthly salary and a 100% split after 30 days.

**$744** one-off, $100K account

- **Evaluation**: Two phases
- **Profit target**: $7,500 (then $5,000) (7.5% then 5%)
- **Daily loss**: $5,000 (5%)
- **Max loss**: $10,000 (10%)

**80% → 100%** split First payout on demand once funded, then weekly [Open Prime 2 Step](https://whitepips.com/cfds/pro_two_step)

Futures · Volumetrica

### One Step

One evaluation, then on-demand payouts at a 90% split.

**$179** one-off, $100K account

- **Evaluation**: One phase
- **Profit target**: $6,000
- **Daily loss**: $2,000
- **Max loss**: $3,000 (EOD Trailing)

**90/10** split On demand [Open One Step](https://whitepips.com/futures/one_step)

Futures · Volumetrica

### Instant

Skip the evaluation. Funded from day one, 90% split.

**$450** one-off, $100K account

- **Evaluation**: None (funded at purchase)
- **Profit target**: None
- **Daily loss**: $2,500
- **Max loss**: $4,000 (Intraday)

**90/10** split On demand [Open Instant](https://whitepips.com/futures/instant_account)

## $100K at a glance

### What $100K means in dollars

The daily loss, the max loss and the profit target of each plan at this size, drawn against the $100,000 starting balance. Pick a plan to switch the figures.

Daily loss **$4,000** 4% Max loss **$7,500** 7.5% Profit target **$10,000** 10% Phase 2 target

Reaching the daily loss or the max loss ends the account.

- **Account size**: $100K ($100,000 simulated balance)
- **Plans at this size**: 8 (Edge 1 Step, Edge 2 Step, Instant Pro, Instant Go, Prime 1 Step, Prime 2 Step, One Step, Instant)
- **Price range**: $179–$3,278 (one-off, no subscription)
- **Cheapest**: $179 (One Step)
- **Lines**: CFDs, Futures (MetaTrader 5, Volumetrica)
- **Time limit**: None (on every plan at this size)

## Picking a $100K plan

[Funded at $100K on day one Instant on Futures is funded when you buy, at $450 for the $100K account. There is no profit target to reach first. Open](https://whitepips.com/futures/instant_account) [The cheapest $100K evaluation One Step on Futures, $179. Profit target $6,000, no time limit. Open](https://whitepips.com/futures/one_step) [The highest profit split at this size Prime 2 Step pays 80% for the first 30 days funded, then 100% of the profit on a $100K account. Open](https://whitepips.com/cfds/pro_two_step)

### What you keep at $100K

The profit split, the payout cadence and the minimum payout of each plan at this size.

Edge 1 Step (CFDs) **80%** of the profit is yours

- First payout on demand once funded, then weekly
- Minimum payout: 1% of the starting balance, at most $100

Edge 2 Step (CFDs) **80%** of the profit is yours

- First payout on demand once funded, then weekly
- Minimum payout: None

Instant Pro (CFDs) **75%** of the profit is yours

- First payout after your first trade, then weekly
- Minimum payout: $1,000

Instant Go (CFDs) **70%** of the profit is yours

- First payout after your first trade, then bi-weekly
- Minimum payout: $1,000

Prime 1 Step (CFDs) **100%** after 30 days funded (80% before)

- First payout on demand once funded, then weekly
- Minimum payout: 1% of the starting balance, at most $100

Prime 2 Step (CFDs) **100%** after 30 days funded (80% before)

- First payout on demand once funded, then weekly
- Minimum payout: None

One Step (Futures) **90%** of the profit is yours (90/10)

- On demand
- Minimum payout: $500 before the split
- Maximum payout: $2,500 on the first payout, then $3,000, before the split

Instant (Futures) **90%** of the profit is yours (90/10)

- On demand
- Minimum payout: $500 before the split
- Maximum payout: $3,000 on every payout, before the split

## If a different size fits better

Every account size WhitePips funds, from $2.5K to $200K. The step you are on is the one you are reading.

1. [**$2.5K** 4 plans from $32](https://whitepips.com/funded-accounts/2.5k)
2. [**$5K** 4 plans from $53](https://whitepips.com/funded-accounts/5k)
3. [**$10K** 4 plans from $96](https://whitepips.com/funded-accounts/10k)
4. [**$25K** 6 plans from $81](https://whitepips.com/funded-accounts/25k)
5. [**$50K** 8 plans from $107](https://whitepips.com/funded-accounts/50k)
6. **$100K** 8 plans from $179
7. [**$150K** 2 plans from $239](https://whitepips.com/funded-accounts/150k)
8. [**$200K** 4 plans from $990](https://whitepips.com/funded-accounts/200k)

## Questions about the $100K account

**How much does a $100K funded account cost?**

From $179 to $3,278, depending on the plan. It is a one-off fee, not a subscription, and the cards above price every plan that offers a $100K account.

**How much can I lose on a $100K account before it ends?**

It depends on the plan: the max loss figure above is the figure for each one, in dollars, at this account size, and reaching it ends the account. The daily loss is the most the account may lose in a single day where the plan sets one: on the CFD plans reaching it ends the account; on the futures plans it stops trading for the rest of the day. [How a daily loss limit works](https://whitepips.com/blog/the-daily-loss-limit)

**What do I keep from a $100K account?**

The profit split shown for each plan is the share of the profit that is yours. The rest is the firm's. The payout cadence is shown with it, and the payout policy sets out how a request is made and paid. [Read the payout policy](https://whitepips.com/legal/payout-policy)

**Is a $100K account the right size to start on?**

The size that fits is the one whose daily loss limit you can trade inside without changing how you trade. A bigger account is not a better one if its limit is tighter than your normal risk per trade. [How to choose an account size](https://whitepips.com/blog/choosing-an-account-size)

**Is there a time limit?**

No. No WhitePips evaluation has a deadline, on either line, at any account size.

---

WhitePips provides skill-based trading evaluations on simulated accounts; payouts are real money based on simulated performance. Nothing here is financial advice or a promise of profit, passing an evaluation does not guarantee funding, payouts or income, and trading leveraged products carries significant risk. Not offered in the restricted jurisdictions listed at https://whitepips.com/legal/restricted-jurisdictions.