Source: https://whitepips.com/cfds/inst_standard
Summary: Instant Pro: No evaluation. Funded from day one, a 75% split up to 90% as you scale, weekly payouts. Prices, every rule at each account size, payouts and FAQs.
Last updated: 2026-10-28

# Instant Pro

No evaluation. Funded from day one, a 75% split up to 90% as you scale, weekly payouts.

[Start Instant Pro](https://app.whitepips.com/?line=cfd&plan=inst_standard#checkout) [All CFD plans](https://whitepips.com/cfds#plans)

- Evaluation **None**
- Max loss **7%**
- Daily loss **3.5%**
- Split **75% up to 90%**
- From **$154**

CFDs on MetaTrader 5 No evaluation

Instant Pro

Funded from day one 75% up to 90% split Weekly payouts Funded when you buy **Day one** Funded when you buy **Funded** 75% up to 90% split **Payout** Weekly **$154 (to $3,278)** (One-time fee
Sizes $2.5K–$100K)

One of 2 Instant plans [Standard _75% up to 90% · weekly payouts_](https://whitepips.com/cfds/inst_standard) [Lite _70% up to 85% · bi-weekly payouts_](https://whitepips.com/cfds/inst_lite)

## How Instant Pro works

### Buy the account

No evaluation: funded the moment you buy

Day one (funded from the first trade)

- Evaluation **None**
- Sizes **$2.5K–$100K**
- Fee **One time, from $154**

### Trade inside the limits

Two loss limits run the account; both are static

7% (max loss, from the starting balance)

- Max daily loss **3.5%**
- Max. Exposure **5,000%**
- Leverage **1:33 Max**

### Take your payout

First payout after your first trade, then weekly

75% up to 90% (your share of every payout, rising as you scale)

- Cycle **Weekly**
- Minimum payout **1% of the account**
- Profitable days **None**

## Who it's for

Instant skips the evaluation and funds you the moment you buy: Instant Pro at a 75% split (up to 90% as you scale) with weekly payouts, Instant Go for less at 70% (up to 85%) with bi-weekly payouts.

Sizes run from $2,500 to $200,000 (Instant to $100,000, Prime from $50,000).

### Key rules

- **Evaluation**: None
- **Max Daily Loss**: 3.5% of the account
- **Max Loss**: 7% of the account
- **Max Loss Type**: Static
- **Profit Split**: 75% up to 90%
- **Payout Cycle**: First payout after your first trade, then weekly
- **Leverage**: 1:33 Max
- **Commission**: Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value

## The numbers that matter

### Pick a size

Max Daily Loss **$87.50 (3.5%)** Max Loss **$175 (7%)** Max. Exposure **$125,000** One-time fee **$154**

Percentages are of the starting balance and the same at every size: the Max Loss is static, so the floor never moves. Every figure here is in the full table below.

### Where the lines sit

Funded from day one Starting balance **$2,500** Max daily loss **$87.50** Max loss **$175**

No target to reach: the account is funded when you buy. The two red lines are the only hard limits.

## Prices by account size

[$2.5K **$154** Start](https://app.whitepips.com/?line=cfd&plan=inst_standard&size=2500&qty=1#checkout) [$5K **$271** Start](https://app.whitepips.com/?line=cfd&plan=inst_standard&size=5000&qty=1#checkout) [$10K **$495** Start](https://app.whitepips.com/?line=cfd&plan=inst_standard&size=10000&qty=1#checkout) [$25K **$1,105** Start](https://app.whitepips.com/?line=cfd&plan=inst_standard&size=25000&qty=1#checkout) [$50K **$1,897** Start](https://app.whitepips.com/?line=cfd&plan=inst_standard&size=50000&qty=1#checkout) [$100K **$3,278** Start](https://app.whitepips.com/?line=cfd&plan=inst_standard&size=100000&qty=1#checkout)

## Full rules

Every published limit at each account size. Rules that are the same at every size are listed underneath.

| Size | Price | Max Daily Loss (Funded · 3.5%) | Max Loss (Funded · 7%) | Max. Exposure (Funded) | Max Floating Loss per Symbol (Funded · 1.5%) | Minimum Payout (Funded · 1%) |
| --- | --- | --- | --- | --- | --- | --- |
| $2.5K | $154 | $87.50 | $175 | $125,000 (5,000%) | $37.50 | $25 |
| $5K | $271 | $175 | $350 | $200,000 (4,000%) | $75 | $50 |
| $10K | $495 | $350 | $700 | $300,000 (3,000%) | $150 | $100 |
| $25K | $1,105 | $875 | $1,750 | $625,000 (2,500%) | $375 | $250 |
| $50K | $1,897 | $1,750 | $3,500 | $1,000,000 (2,000%) | $750 | $500 |
| $100K | $3,278 | $3,500 | $7,000 | $1,250,000 (1,250%) | $1,500 | $1,000 |

**No evaluation** _Funded when you buy_ **Once you are funded** _Same at every size_

- **Max Loss Type**: Static
- **Floating Loss Rule**: One symbol's open positions together may not float below 1.5% of the starting balance: 1% sends a notice, the 1st 1.5% breach is a formal warning, each later one a strike
- **Strikes**: A Max. Exposure breach is a warning: if the account is in profit, its profit is reset to the starting balance; a second breach closes the account. Each Max Floating Loss per Symbol breach after the first is a strike: the next payout cycle is paid at a 10% split
- **Min Profitable Days**: None
- **Leverage**: 1:33 Max
- **Commission**: Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value
- **News Trading**: Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk
- **Weekend Holding**: With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account
- **Expert Advisors**: Yes
- **Trade Copier**: Yes
- **Overnight Holding**: Yes
- **Inactivity**: 30 days without a closed trade ends the account
- **Max Trading Days**: Indefinite
- **Payout Cycle**: First payout after your first trade, then weekly
- **Profit Split**: 75% up to 90%

## Getting paid on Instant Pro

Profit Split 75% up to 90% Your share of every payout, plus 5% for each 90-day scaling cycle completed First payout First payout after your first trade Requested from the dashboard Payout Cycle Weekly First payout after your first trade, then weekly Minimum Payout 1% of the account Per request Min Profitable Days None Days closing at +0.5% of the account or more

### How it reaches you

- **Bank transfer** _To an account in your name_
- **Tether** _USDT · to your own wallet_
- **USD Coin** _USDC · to your own wallet_
- **Bitcoin** _BTC · to your own wallet_
- **Ethereum** _ETH · to your own wallet_
- **Store credit** _Use it on your next account_

Every payout request gets a receipt confirming it has been received.

[How and when you get paid](https://whitepips.com/rewards)

### Payout terms

- **Profit Split**: 75% up to 90%
- **Payout Cycle**: First payout after your first trade, then weekly
- **Minimum Payout**: 1% of the account
- **Min Profitable Days**: None

## What you trade on Instant Pro

### Forex

$5 per lot EUR/USD GBP/USD USD/JPY AUD/USD USD/CAD USD/CHF NZD/USD EUR/GBP

### Stock indices

Free US 500 US Tech 100 US 30 Germany 40 UK 100 Japan 225 Australia 200 Europe 50

### Metals

$6 per lot Gold Silver Platinum Palladium

### Energy

$6 per lot WTI crude Brent crude Natural gas

### Crypto

0.06% of the trade BTC/USD ETH/USD XRP/USD SOL/USD LTC/USD

The exact symbol list is set on the platform and can change with market conditions; every CFD plan reaches the same markets.

[Every symbol, by class](https://whitepips.com/symbols)

## Your platform

Web, desktop, iPhone and Android.

Web terminal Desktop iPhone Android

- Web and desktop terminals
- iPhone and Android apps
- Login issued to your dashboard

[Compare the platforms](https://whitepips.com/platforms)

The CFD line runs on MetaTrader 5. If you have traded MT4 or MT5 before, everything carries over — your indicators, your templates, your expert advisors and your muscle memory — and the account appears in the same terminal you already use, on web, desktop, iPhone and Android.

## Questions about this plan

**What does Instant Pro cost?**

$154 for the $2.5K account up to $3,278 for the $100K account, as a one time fee. Every price, and the list price beside it, is shown on this page.

**Is there an evaluation on Instant Pro?**

No. Instant Pro is funded when you buy, so there is no profit target to reach first.

**What is the profit split on Instant Pro?**

75%, up to 90% as you scale, as published in the plan's funded rules.

**What are the loss limits on Instant Pro?**

A Max Daily Loss of 3.5% of the account, measured from the day's opening balance, and a Max Loss of 7% of the account, static from the starting balance. Both count open losses, and reaching either ends the account.

**How often can I take a payout on Instant Pro?**

First payout after your first trade, then weekly.

**Is there a time limit?**

No. Max trading days are indefinite.

**Can I trade the news?**

Yes, on every CFD plan and at every stage: there is no restricted window around a release. One practice is reviewed by the risk desk: straddling, which is opening positions in both directions on the same or a correlated instrument within 15 minutes either side of a high-impact release to catch the spike. A position taken on a genuine view of the market, before or after a release, is fine.

**Which platform will I trade on?**

MetaTrader 5. Web, desktop, iPhone and Android.

**How are payouts paid?**

By bank transfer, in crypto (USDT, USDC, BTC or ETH) or as store credit. Every request is confirmed as received.

**What is the difference between Edge, Instant and Prime?**

Edge is the evaluation route: pass Edge 1 Step or Edge 2 Step and trade funded at an 80% split, up to 95% as you scale. Instant skips the evaluation: you are funded the moment you buy, at 75% (up to 90% as you scale) with weekly payouts, or at 70% (up to 85%) with bi-weekly payouts on Instant Go, which costs less. Prime is an evaluation with a salary: once funded, the account earns 1% of its size a month and, after 30 days, a 100% split.

### Every rule on this plan, explained

The same answers as the rules FAQ, with this plan's figure on top.

**What is the Max Daily Loss?**

**On this plan:** 3.5% of the account

The most you may lose within one trading day, open losses included. It is measured from the day's opening balance, which is the previous day's closing balance at 17:00 New York.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-max-daily-loss-inst_standard)

**What is the Max Loss?**

**On this plan:** 7% of the account

The total loss the account may ever take, open losses included. It is static on every CFD plan: a fixed floor below the starting balance that never moves.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-max-loss-inst_standard)

**Is the Max Loss static or trailing?**

**On this plan:** Static

Static, on every CFD plan: the Max Loss floor is fixed below your starting balance and never moves, up or down.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-max-loss-type-inst_standard)

**What profit split do I get?**

**On this plan:** 75%, up to 90% as you scale

Your share of the profit on a funded account, rising as you scale: 80% up to 95% on Edge, 75% up to 90% on Instant Pro, 70% up to 85% on Instant Go, and on Prime 80% for the first 30 days funded, then 100%. Every 90-day scaling cycle you complete adds 5% to the split, up to the plan's ceiling. A cycle is complete when, over 90 days, you make 12% net profit on 1 Step (10% on 2 Step, 15% on Instant), close at least 50 trades, have 2 of 3 profitable months (all 3 on Instant), no single trade makes more than 7.5% of the profit (5% on Instant), and no rule warning is raised. Each cycle also grows the account by 30%. Prime's split does not rise with scaling. On Instant, each Max Floating Loss per Symbol strike cuts the next payout cycle to a 10% split.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-profit-split-inst_standard)

**How often can I take a payout?**

**On this plan:** First payout after your first trade, then weekly

Your first payout can be requested on demand, as soon as the account qualifies: once funded (or after your first trade on Instant) with the plan's profitable days done. After that, one request every 7 days, or every 14 days on Instant Go.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-payout-cycle-inst_standard)

**What leverage do I get?**

**On this plan:** 1:33 Max

The most the platform lets you open against your margin: 1:100 on Edge 1 Step and Edge 2 Step and Prime 2 Step, 1:33 on Instant Pro, 1:25 on Instant Go and 1:50 on Prime 1 Step. It is the same in the evaluation and once funded. It is a ceiling, not a target; Max. Exposure is what sizes your positions in practice.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-leverage-inst_standard)

**What commission do I pay?**

**On this plan:** Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value

A commission the platform charges on every trade, in USD. On Edge and Instant: Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value. On Prime: Forex $4, metals $5, energies $6 per lot, round turn; indices and stocks free; crypto 0.045% of the trade value. It is the same in the evaluation and once funded, and it is part of each trade's result, so it counts toward your profit target and your loss limits like any other cost.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-commission-inst_standard)

**What is the Max Floating Loss per Symbol on Instant?**

**On this plan:** One symbol's open positions together may not float below 1.5% of the starting balance: 1% sends a notice, the 1st 1.5% breach is a formal warning, each later one a strike

On Instant Pro and Instant Go, the combined open loss of every position on one symbol, measured against the starting balance (never the current balance). 1% sends a notice, the first 1.5% breach is a formal warning, and each one after that is a strike. Splitting one idea into several positions on the same symbol does not avoid it.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-floating-loss-rule-inst_standard)

**What is a strike?**

**On this plan:** A Max. Exposure breach is a warning: if the account is in profit, its profit is reset to the starting balance; a second breach closes the account. Each Max Floating Loss per Symbol breach after the first is a strike: the next payout cycle is paid at a 10% split

What a soft breach costs on Instant Pro and Instant Go: each Max Floating Loss per Symbol breach after the first is a strike, and each strike cuts the next payout cycle to a 10% split. Max. Exposure and Max Floating Loss per Trade are not strikes: their first breach is a warning that resets the profit of an account in profit, and the second closes the account.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-strikes-inst_standard)

**What are the minimum profitable days?**

**On this plan:** None

Days that close at +0.5% of the account size or more (New York trading days, 17:00 to 17:00). Edge 1 Step needs 3 to pass and Edge 2 Step 2 in each phase, the same on Prime; once funded, the same number is needed again before each payout. Instant Go needs 5 before each payout, and Instant Pro has none.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-min-profitable-days-inst_standard)

**Can I trade the news on a CFD account?**

**On this plan:** Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk

Yes, on every CFD plan and at every stage: there is no restricted window around a release. One practice is reviewed by the risk desk: straddling, which is opening positions in both directions on the same or a correlated instrument within 15 minutes either side of a high-impact release to catch the spike. A position taken on a genuine view of the market, before or after a release, is fine.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-news-trading-inst_standard)

**Can I hold trades over the weekend?**

**On this plan:** With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account

With the Weekend Holding add-on, chosen when you buy the account, on every CFD plan. Without it, close your positions by 4:45 PM New York time on Friday: anything still open then is closed by the system at the market price, in the evaluation and once funded. The first time is a warning and the account trades on; the second time closes the account. Edge and Prime accounts bought before the add-on was introduced keep holding over the weekend, through every phase.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-weekend-holding-inst_standard)

**Can I use expert advisors?**

**On this plan:** Yes

Yes, on every CFD plan, as long as the expert advisor is genuinely yours: one you developed, own and control, can explain, and can show running. Pre-purchased, rented, subscription or mass-market “plug-and-play” bots are not allowed on any plan, however they trade. You stay responsible for every trade it places, and it may not be used for high-frequency trading or to exploit prices, latency or feed errors.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-expert-advisors-inst_standard)

**Can I copy trades between accounts?**

**On this plan:** Yes

Yes, to copy your own trading: between WhitePips accounts that you own and trade yourself (CFD with CFD), or from a master account that is genuinely yours, including one you hold at another broker or firm. Copying another person's account, a signal service, a shared master, an account manager or a challenge-passing service is not allowed on any plan.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-trade-copier-inst_standard)

**Can I hold trades overnight?**

**On this plan:** Yes

Yes, on every CFD plan and stage. Positions held through the daily rollover may be charged swaps, which count toward your loss limits like any other cost.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-overnight-holding-inst_standard)

**What happens if I stop trading for a while?**

**On this plan:** 30 days without a closed trade ends the account

30 days in a row without a closed trade ends the account, on every CFD plan and at every stage. An open position does not count; a trade must close. You are warned by email a few days before.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-inactivity-inst_standard)

**Is there a time limit on a CFD account?**

**On this plan:** Indefinite

No. Evaluations have unlimited trading days and a funded account has no expiry.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-max-trading-days-inst_standard)

**What is the smallest payout I can take?**

**On this plan:** 1% of the account

It depends on the plan. Edge 2 Step and Prime 2 Step: no minimum. Edge 1 Step and Prime 1 Step: 1% of the starting balance, and never more than $100. Instant Pro and Instant Go: 1% of the starting balance. A payout to a crypto wallet must also be at least $100, the payment provider's minimum; a smaller amount can go by bank transfer or wait for a later request.

[Open it in the rules FAQ](https://whitepips.com/faq-cfds#rule-minimum-payout-inst_standard)

## Compare with the other plans

[Edge 1 Step One phase: a 10% target, 7.5% max loss, an 80% split, up to 95% as you scale. Open](https://whitepips.com/cfds/ch_one_step) [Edge 2 Step Two phases: 7.5% then 5%, 9% max loss, an 80% split, up to 95% as you scale. Open](https://whitepips.com/cfds/ch_two_step) [Instant Go Instant funding for less: a 70% split up to 85% as you scale, bi-weekly payouts. Open](https://whitepips.com/cfds/inst_lite) [Prime 1 Step One phase, then a 1% monthly salary and a 100% split after 30 days. Open](https://whitepips.com/cfds/pro_one_step) [Prime 2 Step Two phases, then a 1% monthly salary and a 100% split after 30 days. Open](https://whitepips.com/cfds/pro_two_step)

[Side-by-side comparison](https://whitepips.com/cfds#compare)

## Ready to start Instant Pro?

Pick your size and see the exact price before you pay.

[Get started](https://app.whitepips.com/#plans) [Trading calculator](https://whitepips.com/calculator?line=cfd&plan=inst_standard)

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WhitePips provides skill-based trading evaluations on simulated accounts; payouts are real money based on simulated performance. Nothing here is financial advice or a promise of profit, passing an evaluation does not guarantee funding, payouts or income, and trading leveraged products carries significant risk. Not offered in the restricted jurisdictions listed at https://whitepips.com/legal/restricted-jurisdictions.
